VeraOS
A white-label platform for digital gift cards, privilege cards, stored-value wallets, loyalty and campaigns. Merchants redeem by QR or POS, and settlement and reconciliation run on a double-entry ledger.
- Ownership
- Our own product
- Year
- 2026
- What we did
- Product strategy · Platform architecture · Design · Engineering · DevOps
- Platforms
- Admin console · Public storefront · Web wallet · Web POS · iOS & Android wallet · iOS & Android merchant app

(The brief)
Brands that want their own gift cards, privilege memberships or loyalty programs usually have to combine a card vendor, a loyalty tool, a campaign tool and spreadsheets for merchant settlement. The money side of that setup is the hardest part to get right.
(What we built)
VeraOS combines cards, wallets, offers, merchant redemption and campaigns in one multi-tenant platform, with each tenant's brand on top. A double-entry ledger is the source of truth for every balance and settlement. Kafka-driven microservices keep redemption fast and auditable, and a single customer profile supplies WhatsApp, push, email, SMS and location-based campaigns.
Every rupee moves through a double-entry ledger. Boring on purpose: money software should be.
What’s inside
Card studio & storefront
Design prepaid, gift and loyalty cards, then sell them from a hosted, branded storefront with checkout.
Customer wallet
Cards, offers and QR benefits in one wallet on the web and on native iOS and Android apps.
Merchant redemption & POS
Merchants scan and validate a redemption in seconds from a web POS or the merchant app. No extra hardware needed.
Double-entry ledger
Every balance, recharge and redemption is posted as a ledger entry, with settlement and reconciliation built in.
Omnichannel campaigns
WhatsApp, push, email, SMS and geo-targeted offers, all driven from one customer profile.
Enterprise ready
Fraud and risk centre, SAML single sign-on, outbound webhooks, custom domains and a developer API with SDKs.
11
Backend microservices
6
Engagement channels on one profile
3
Client SDKs (TypeScript, Go, Python)






(Under the hood)
Built with
- TypeScript
- NestJS
- Prisma
- PostgreSQL
- Redis
- Kafka
- Next.js
- Expo / React Native
- Turborepo
- Docker
- Kubernetes
- Helm
- Terraform
- AWS
Connected to
- Razorpay
- Stripe
- Firebase Cloud Messaging
- SendGrid
- Twilio
- SAML SSO